Burning Down the House
Insurance fraud like arson casts suspicions on legitimate property damage claims
Oct 5, 2020, 3:10:20 PM · Chip Merlin
Chip Merlin
The Early Bird Gets the Worm
After a property damage loss, notify your insurer right away and file mandatory proofs of loss
Sep 23, 2020, 6:10:40 PM · Chip Merlin
Who Pays?
The double whammy of wind and flood damage from hurricanes can be a policyholder’s nightmare
Sep 14, 2020, 7:21:17 PM · Chip Merlin
Forty Days, Forty Nights
Hurricane Harvey brought flooding of biblical proportions to Houston, Texas. Is this the new normal?
Aug 19, 2020, 4:46:09 PM · Chip Merlin
The Harsh Reality of Health Insurance
It’s no secret that most insurance carriers don’t want to pay up, and it’s no different in healthcare
Aug 5, 2020, 5:47:58 PM · Chip Merlin
How to Advocate for Yourself Against Your Insurance Company
A Fool for a Client
Representing yourself in a dispute with your insurance company may risk a lower settlement amount or a denied claim
Jul 23, 2020, 1:59:01 PM · Chip Merlin
Paid to Underpay
Insurance adjusters are frequently trained to guard the carrier’s bottom line, not yours
Jul 8, 2020, 12:46:08 PM · Chip Merlin
Getting to the Straight Talk
An ideal attorney-client relationship depends on honest communication and teamwork
Jun 11, 2020, 2:09:44 PM · Chip Merlin
A Tale of Two Perils
Hurricanes cause wind and flood damage, but insurance policies don’t cover both hazards
Jun 8, 2020, 5:05:25 PM · Chip Merlin
Your Insurance Company Is in Bed with your Politicians
Stacking the Deck Against You
May 15, 2020, 10:17:03 AM · Chip Merlin