Ask Questions First, Not Later Know the right questions to ask about your insurance before a loss Taking a cue from the Boy Scouts of America, I’m a firm advocate of always being prepared. One way to do that is to ask yourself the right questions before a loss ever occurs. I’ll cover basic steps […]
Reading Between the Lines Insurance policy fine print often hides exclusions that can cost you big bucks after a loss We’ve all heard the old saying, “It’s Greek to me!” It comes up when things get complicated. Well, the saying definitely applies to the fine print in insurance policies. The language is deliberately written in […]
Let the Buyer Beware Legal advertisements can be misleading I was driving on US I-95 recently and passed a giant billboard advertising the services of a law firm that specializes in suing big insurance companies. I don’t recall the exact wording, but drivers who were injured on I-95 were urged to call now! Obviously, the […]
Saving for a Rainy Day When a natural disaster strikes, be prepared to foot the bills until your insurance company settles the claim In my business, people usually don’t call unless they’ve got a big problem. That was the case when a doctor phoned us in a panic after his office burned down. The insurance […]
Stacking the Deck in Your Favor How to reduce your financial risks from uninsured and underinsured drivers We’ve all heard horror stories about uninsured drivers crashing into someone’s car, injuring the occupants and totaling the vehicle. As the saying goes, “You can’t get blood from a stone.” The driver probably didn’t have insurance because it […]
Most of us don’t read the fine print of our insurance policies. This can create problems because when you don’t all the power goes to the insurance adjuster and the insurance company when you suffer a loss. This almost inevitably results in a lower settlement than otherwise would have been paid if you knew what […]
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