An ideal attorney-client relationship depends on honest communication and teamwork Attorneys often get a bad rap. We’re right down there with used-car dealers ready to sell lemons. The stereotype isn’t flattering, but that’s just the way it goes. Many potential clients come into an initial consultation with a strong dose of mistrust regarding the legal […]
Hurricanes cause wind and flood damage, but insurance policies don’t cover both hazards When a hurricane comes to town, you can pretty much count on it doing some serious property damage. If you live in a neighborhood with a high-risk of hurricane loss, you might have discovered in recent years that premiums for hazard insurance […]
Stacking the Deck Against You Your insurance company pays big bucks to keep lawmakers in line One hundred and fifty years ago, you could buy fire hazard insurance that required just two pages to sum up the terms of the policy. It was pretty basic stuff. If the house burned down, you could almost always […]
Top Talent Counts Choosing the right insurance claim lawyer can determine whether or not you get the insurance settlement you deserve The thunderstorm that blew through your town a few weeks ago was a real whopper. Trees were down in your yard. Shingles got blown off the roof. At the height of the heavy rain, […]
Ask Questions First, Not Later Know the right questions to ask about your insurance before a loss Taking a cue from the Boy Scouts of America, I’m a firm advocate of always being prepared. One way to do that is to ask yourself the right questions before a loss ever occurs. I’ll cover basic steps […]
Reading Between the Lines Insurance policy fine print often hides exclusions that can cost you big bucks after a loss We’ve all heard the old saying, “It’s Greek to me!” It comes up when things get complicated. Well, the saying definitely applies to the fine print in insurance policies. The language is deliberately written in […]
Let the Buyer Beware Legal advertisements can be misleading I was driving on US I-95 recently and passed a giant billboard advertising the services of a law firm that specializes in suing big insurance companies. I don’t recall the exact wording, but drivers who were injured on I-95 were urged to call now! Obviously, the […]
Saving for a Rainy Day When a natural disaster strikes, be prepared to foot the bills until your insurance company settles the claim In my business, people usually don’t call unless they’ve got a big problem. That was the case when a doctor phoned us in a panic after his office burned down. The insurance […]
Stacking the Deck in Your Favor How to reduce your financial risks from uninsured and underinsured drivers We’ve all heard horror stories about uninsured drivers crashing into someone’s car, injuring the occupants and totaling the vehicle. As the saying goes, “You can’t get blood from a stone.” The driver probably didn’t have insurance because it […]
Most of us don’t read the fine print of our insurance policies. This can create problems because when you don’t all the power goes to the insurance adjuster and the insurance company when you suffer a loss. This almost inevitably results in a lower settlement than otherwise would have been paid if you knew what […]
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