It’s no secret that most insurance carriers don’t want to pay up, and it’s no different in healthcare Health insurance, or the lack thereof, has been a hot-button issue in political circles for years. Just think about the Affordable Care Act, otherwise known as Obamacare, that got pushed through Congress in 2010. Regardless of where […]
A Fool for a Client Representing yourself in a dispute with your insurance company may risk a lower settlement amount or a denied claim I’m sure you’ve heard the old saw about how unwise it is to represent yourself in court. President Abraham Lincoln is said to have once retorted: “He who represents himself has […]
Insurance adjusters are frequently trained to guard the carrier’s bottom line, not yours In recent years, the relationship between policyholders and insurance companies has deteriorated, leading to an explosion in the number of disputes that end up in court. And it’s only going to get worse. The cause of the friction is simple. Insurance carriers […]
An ideal attorney-client relationship depends on honest communication and teamwork Attorneys often get a bad rap. We’re right down there with used-car dealers ready to sell lemons. The stereotype isn’t flattering, but that’s just the way it goes. Many potential clients come into an initial consultation with a strong dose of mistrust regarding the legal […]
Hurricanes cause wind and flood damage, but insurance policies don’t cover both hazards When a hurricane comes to town, you can pretty much count on it doing some serious property damage. If you live in a neighborhood with a high-risk of hurricane loss, you might have discovered in recent years that premiums for hazard insurance […]
Stacking the Deck Against You Your insurance company pays big bucks to keep lawmakers in line One hundred and fifty years ago, you could buy fire hazard insurance that required just two pages to sum up the terms of the policy. It was pretty basic stuff. If the house burned down, you could almost always […]
Top Talent Counts Choosing the right insurance claim lawyer can determine whether or not you get the insurance settlement you deserve The thunderstorm that blew through your town a few weeks ago was a real whopper. Trees were down in your yard. Shingles got blown off the roof. At the height of the heavy rain, […]
Ask Questions First, Not Later Know the right questions to ask about your insurance before a loss Taking a cue from the Boy Scouts of America, I’m a firm advocate of always being prepared. One way to do that is to ask yourself the right questions before a loss ever occurs. I’ll cover basic steps […]
Reading Between the Lines Insurance policy fine print often hides exclusions that can cost you big bucks after a loss We’ve all heard the old saying, “It’s Greek to me!” It comes up when things get complicated. Well, the saying definitely applies to the fine print in insurance policies. The language is deliberately written in […]
Let the Buyer Beware Legal advertisements can be misleading I was driving on US I-95 recently and passed a giant billboard advertising the services of a law firm that specializes in suing big insurance companies. I don’t recall the exact wording, but drivers who were injured on I-95 were urged to call now! Obviously, the […]
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