The Harsh Reality of Health Insurance

The Harsh Reality of Health Insurance | Chip Merlin

It’s no secret that most insurance carriers don’t want to pay up, and it’s no different in healthcare Health insurance, or the lack thereof, has been a hot-button issue in political circles for years. Just think about the Affordable Care Act, otherwise known as Obamacare, that got pushed through Congress in 2010. Regardless of where […]

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Paid to Underpay

Paid to Underpay | Chip Merlin | Insurance vs. Policyholder -

Insurance adjusters are frequently trained to guard the carrier’s bottom line, not yours  In recent years, the relationship between policyholders and insurance companies has deteriorated, leading to an explosion in the number of disputes that end up in court. And it’s only going to get worse. The cause of the friction is simple. Insurance carriers […]

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Getting to the Straight Talk

Getting to the Straight Talk | Attorney-Client Relationship | Chip Merlin

An ideal attorney-client relationship depends on honest communication and teamwork Attorneys often get a bad rap. We’re right down there with used-car dealers ready to sell lemons. The stereotype isn’t flattering, but that’s just the way it goes. Many potential clients come into an initial consultation with a strong dose of mistrust regarding the legal […]

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A Tale of Two Perils

A Tale of Two Perils | Chip Merlin | Gaining Justice for Policyholders

Hurricanes cause wind and flood damage, but insurance policies don’t cover both hazards When a hurricane comes to town, you can pretty much count on it doing some serious property damage. If you live in a neighborhood with a high-risk of hurricane loss, you might have discovered in recent years that premiums for hazard insurance […]

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Assessment

Justice For The Policyholder


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